Home Repair & Renovation Services (CHIP)

Community Housing Improvement Program 

  • Do you need your home improved?
  • No payments required (if qualified)
  • 3% simple interest rate loans
  • Call CHIP at 425-257-8735

The City of Everett offers home repair and renovation services through its Community Housing Improvement Program. CHIP is a HUD funded community service to rehabilitate housing for low and moderate income families in the city limits of Everett and urban growth areas. CHIP has funds available for owner-occupied and non-owner occupied housing rehabilitation. Loans are based on available home equity.

Once a client qualifies, a CHIP Inspector will inspect the home, assist with recommendations of the most important work to be completed, write detailed bid specifications, obtain bids from CHIP approved contractors, and monitor the construction work. There is no charge to the client for these services. Minority and disabled individuals are encouraged to apply.

Income Eligibility Requirements

You (and adult household occupants) must earn under the gross income* listed below to be eligible for the CHIP program. (*Gross income is prior to taxes.)

​ Person

2 Person
3 Person
4 Person
5   Person
6 Person
7 Person
8 Person
Snohomish County - Median Income     90,300        
Extremely Low (30%) Income Limits ($) 19,000 21,700 24,400 27,100 29,300 32,580 36,730 40,890
Very Low (50%) Income Limits ($) 31,650 36,150 40,650 45,150 48,800 52,400 56,000 59,600
Low (80%) Income Limits ($) 48,550 55,450 62,400 69,300 74,850 80,400 85,950 91,500
Program Overview Video